What are the qualifications?
- 680+ credit scores across all 3 credit bureaus
- 3 or more active trade lines
- Credit utilization ratio must be 50% or less
- 6 or less inquires in the last 12 months
- Bankruptcy must be 2 years old
- Minimum annual income must be at least $30,000/year
- All loan applications must be in the personal name of the borrower
- All clients must have personal checking accounts
- W-2 employee
What documentation is needed?
- Signed Consulting Agreement
- Full application
- Color copy of driver license (front and back)
- Utility bill including residential address
- Color copy of Social Security Card (front and back)
- Proof of Income- W-2 (previous year)
- Last 30 days pay stubs
- 3 months (recent) bank statements
- Voided check from your PERSONAL checking account
- Selfie with you holding your driver’s license
How much can I qualify for?
Loan amounts vary on a case by case basis, however once approved, we fund $10,000 to $400,000 cash in 5-7 business days. Max amount applicable is double your yearly verifiable income.
How long does it take to get approved?
Will I receive a portion of my loan proceeds as a credit card or line of credit?
What are the terms of the loans?
Rates start at 6% interest. This is a permanent funding solution with a 3-7 year amortization schedule with no prepayment penalty.
How long will it take for me to receive cash in my bank account?
What can I use the money for?
Your cash can be used for any purpose!
Are there any upfront fees or application fees for this loan?
No. Due to the nature of our funding process, we are able to provide 5-10 times the amount you would be able to procure on your own through a personal loan. For this reason, there is a 15% success fee which is 15% of the total loan amount we are able to help you acquire.
Ex. $100,000 in funding x 15% = $15,000. This amount will be deducted from funds received.